Spring is Here, is Your Flood Insurance Ready?

Flood insurance for businesses and commercial property, whether you own or rent your space, is just as important as it is for private homeowners……and in some cases even more important because the potential financial losses incurred in a workplace flood loss can easily be more than any private homeowner might experience because of the value […]

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How to Avoid Winter Claims

Winter driving is an art form that we like to pride ourselves on here in Minnesota, because it’s a skill that combines technical knowledge and experience with the ability to “read” a snow drift, feel the road through your tires, and sense when things are slipping out of your control. It also requires a certain […]

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The Perils and Pitfalls of Insuring a Trailer

Odds are pretty good, especially living here in Minnesota that you personally, your company, or an organization you work with, owns something that you tow behind a vehicle. Whether it’s a small utility trailer, an enclosed toy hauler, an ice fishing castle, or a huge 5th wheel RV, there is a customizable trailer policy available […]

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Top 10 Insurance Myths

There was a time before information was available on command to the device of our choice when there was a fair amount of effort required to find out if something was true or just an urban myth. That time is frequently referred to as the good old days by anyone born prior to 1980. However, […]

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Insuring your Classic Car or Truck

Americans have had a love affair with their cars since the first automobiles rolled off the assembly line…..we love to drive, we love to accessorize, we want to show them off, and we form an emotional bond with our cars that grows with age. It’s this love affair with the automobile that makes classic cars […]

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Car Insurance for Uber Drivers and Passengers

Many trends in car insurance take years or decades to go from an idea to a reality, and the course of those trends is easy to plan for. More recently, however, there have been some seismic shifts in trends that have taken the industry by storm and left everyone scrambling to find solutions to problems […]

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Why The Life Insurance you get from your Employer is GREAT!

Life insurance that is provided as part of a benefits package by your employer is a wonderful thing. Typically, they provide coverage equivalent to 1 year of your salary, and they give you the opportunity to buy more, up to around 5 times your annual salary, and at a cost that makes it seem too […]

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What Happens When Your Home or Business is Vacant for More Than a Month

Personal or business properties can wind up vacant for a number of reasons and for various lengths of time. Often, the underlying causes for the vacancy can make this a stressful experience, and frequently this means that the question of insurance coverage can be forgotten. Regardless of whether this is your parents’ home and they’ve […]

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Workers Compensation Coverage 101

The first workers compensation law in Minnesota was passed in 1913, with modifications and updates to that law being made periodically to keep the requirements up to date with a changing workforce, society, and medical advances. The concept behind the law was to set aside money that would be paid out if an employee was […]

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